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When an accident puts you in the hospital, you can get...

Cash benefits
payable directly to you

Simply activate this Hospital Accident Insurance now before a covered accident happens.
This plan is arranged for you by First Commonwealth Bank and underwritten by Federal Insurance Company, a Chubb company.

Paid to you in addition to any other insurance you may have for each covered accident

Hospital Confinement

$900.00

per day

Limit per occurrence 1 $328,500.00 for 365 days

Intensive Care Confinement

$1,800.00

per day

Limit per occurrence 1 $657,000.00 for 365 days

Emergency Room Treatment

$450.00

per accident

Click for the benefit amount available in:

Kansas, Minnesota, South Dakota, Maine, or Washington

Paid to you in addition to any other insurance you may have for each covered accident

For Residents of Kansas:

Hospital Confinement

$1,000.000

per day

Limit per occurrence 1 $365,000.00 for 365 days

Intensive Care Confinement

$2,000.00

per day

Limit per occurrence 1 $730,000.00 for 365 days

Emergency Room Treatment

$375.00

per accident

Paid to you in addition to any other insurance you may have for each covered accident

For Residents of Minnesota:

Hospital Confinement

$650.00

per day

Limit per occurrence 1 $237,250.00 for 365 days

Intensive Care Confinement

$1,300.00

per day

Limit per occurrence 1 $474,500.00 for 365 days

Emergency Room Treatment

$450.00

per accident

Paid to you in addition to any other insurance you may have for each covered accident

For Residents of Washington:

Hospital Confinement

$1,200.00

per day

Limit per occurrence 1 $438,000.00 for 365 days

Intensive Care Confinement

$2,400.00

per day

Limit per occurrence 1 $876,000.00 for 365 days

Emergency Room Treatment

$450.00

per accident

Paid to you in addition to any other insurance you may have for each covered accident

For Residents of South Dakota:

Hospital Confinement

$825.00

per day

Limit per occurrence 1 $301,125.00 for 365 days

Intensive Care Confinement

$1,650.00

per day

Limit per occurrence 1 $602,250.00 for 365 days

Emergency Room Treatment

$450.00

per accident

Paid to you in addition to any other insurance you may have for each covered accident

For Residents of Maine:

Hospital Confinement

$1,200.00

per day

Limit per occurrence 1 $438,000.00 for 365 days

Intensive Care Confinement

$2,400.00

per day

Limit per occurrence 1 $876,000.00 for 365 days

Emergency Room Treatment

$450.00

per accident

Let's start by selecting where you live:

This plan may not be available to residents of all states.

More reasons to say "Yes" today

Even a short hospital stay can strain a family budget when you've got monthly bills to pay. Spend your cash benefits any way you want. Pay rent, credit card bills, auto loans, and more. When your family may need it most, you'll appreciate the financial helping hand this Hospital Accident Insurance can deliver.

Spend your cash benefits any way you want for

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Any Other
Bill!

Auto Loans

Child Care

Mortgage

Groceries

Credit Card
Bills

Utilities

Every penny is paid in addition to other insurance you may have.
These lump-sum claims checks are payable directly to you.

Easy to get. Easy to keep.

Acceptance Guaranteed

No Medical Exam Required

No Health Questions

Old couple- Easy to Get
Mother Daughter Easy to Keep

60-Day
100% Money Back Guarantee*

Give your loved ones the financial help they deserve.

This is an accident only policy and does not pay benefits for loss from sickness.

 

*If you are not happy with the Hospital Accident Insurance for any reason, and you have not submitted a claim that has been paid, or will be paid, simply contact us within the first 60 days of enrollment for a complete refund of your premium and the coverage will be canceled back to its effective date.

1In most states, confinement benefits reduce by 50% at age 65, and reduce to 25% at age 75 (except in MN). Outpatient Emergency Room benefits do not reduce due to age. Please see the Summary of Benefits below for exclusions, limitations, reduction of benefits, and terms under which the policy may be continued in force or discontinued. Not available in all states. This offer is null and void if United States trade or economic sanctions prohibit us from offering or providing insurance. Insurance is underwritten by Federal Insurance Company, a Chubb company.

 

Insurance Disclosure
This is an offering for insurance. It is not a deposit, not FDIC insured, not guaranteed by the bank and not insured by any federal government agency.

Chubb is the marketing name used to refer to the subsidiaries of Chubb Limited providing insurance and related services. Insurance provided by Federal Insurance Company. All products may not be available in all states. This communication contains product summaries only. Coverage is subject to the language of the policies as actually issued. Chubb, P.O. Box 1600, Whitehouse Station, NJ 08889-1600.

Insurance product offered by Franklin Madison Group LLC (For California residents: Franklin Madison Insurance Services LLC). Underwritten by Federal Insurance Company.

THIS PLAN PROVIDES SUPPLEMENTAL BENEFITS ON A FIXED INDEMNITY BASIS. IT DOES NOT CONSTITUTE COMPREHENSIVE HEALTH INSURANCE COVERAGE (OFTEN REFERRED TO AS “MAJOR MEDICAL COVERAGE”) AND DOES NOT SATISFY A PERSON’S INDIVIDUAL OBLIGATION TO SECURE THE REQUIREMENT OF MINIMUM ESSENTIAL COVERAGE UNDER THE AFFORDABLE CARE ACT (ACA). FOR MORE INFORMATION ABOUT THE ACA, PLEASE REFER TO HTTP://WWW.HEALTHCARE.GOV.

CHUBB

Insurance is underwritten by Federal Insurance Company, a Chubb company.

Chubb is a global insurance leader - the world's largest publicly traded property and casualty insurer, with operations in 54 countries, exceptional financial strength, and a broad range of personal insurance products. Chubb combines the precision of craftsmanship with decades of experience to conceive, craft and deliver the very best insurance coverage and service to individuals and families.

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