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American Business Women's Association
will pay for your $1,500.00 coverage
at no cost to you

Get Started

Learn More about this Accidental Death & Dismemberment Insurance

Increase your loved ones' financial security -
no medical exams or health questions

Get Started

Learn More about this Accidental Death & Dismemberment Insurance

You cannot be turned down due to health or age

Get Started

Learn More about this Accidental Death & Dismemberment Insurance

Get Started

Learn More about this Accidental Death
& Dismemberment Insurance

It's so easy to get your no-cost $1,500.001 coverage for this accidental death and dismemberment insurance underwritten by Federal Insurance Company. Then you can better help protect your family's financial future with up to $300,000.001 more coverage.

Plan Features

NO MEDICAL EXAM REQUIRED
to get or keep this coverage.

And there are no personal questions at all.

YOU CAN'T BE TURNED DOWN
for up to $300,000.00 coverage.

Your Insurance Policy will be issued after you enroll.

BENEFITS ARE PAID TO YOU
or your beneficiary regardless of any other insurance you have.

The money can help fill gaps in your other policies or savings plans.

THE CASH BENEFIT IS PAID IN ONE LUMP SUM
to spend on anything that's needed.

No Restrictions.

1In most states, all coverage is reduced by 35% at age 70. Please see the Summary of Benefits below for details, including exclusions, limitations, and terms of coverage. This plan may not be available to residents of all states.
This offer is null and void if United States trade or economic sanctions prohibit us from offering or providing insurance. Insurance is underwritten by Federal Insurance Company, a Chubb Company.
Chubb is the marketing name used to refer to the subsidiaries of Chubb Limited providing insurance and related services may not be available by Federal Insurance Company. All products may not be available in all states. This communication contains product summaries only. Coverage is subject to the language of the policies as actually issued. Chubb, P.O. Box 1600, Whitehouse Station, NJ 08889-1600.
For California residents: Insurance product is offered by Franklin Madison Insurance Services LLC. Underwritten by Federal Insurance Company.
To get started, please tell us where you live:

Please select a state

This accidental death and dismemberment insurance plan may not be available to residents of all states.

Our Provider

CHUBB
Accidental Death and Dismemberment Insurance is underwritten by Federal Insurance Company, a Chubb Company.

Chubb is a global insurance leader - the world's largest publicly traded property and casualty insurer, with operations in 54 countries, exceptional financial strength, and a broad range of personal insurance products. Chubb combines the precision of craftsmanship with decades of experience to conceive, craft and deliver the very best insurance coverage and service to individuals and families.

All of those products and services are backed by Chubb's exceptional financial strength. They are the world's largest publicly traded P&C company with total assets of $154 billion, and net loss reserves, which are used to pay claims, of $47 billion. So when you are insured by Chubb, you're insured with confidence.

FAQ

Are there other ways to enroll?
Simply call 1-844-269-1292 toll free and a friendly representative will assist you. Once you receive your Insurance Policy in the mail, you can request additional coverage of up to $300,000.00 for you. You can request coverage for your family as well.
How much additional coverage may I choose?
You alone can decide how much coverage you need. This AD&D Insurance has four coverage levels from $50,000.00 to $300,000.00. You may want to consult a trusted advisor as to how much coverage is right for you.
Can I get insurance for my spouse and family, too?
Spouses and unmarried dependent children may be insured under the family plan. If you choose the family plan, spouses are insured for 50% of your additional coverage amount. Dependent children are each insured for 20%.
Do I have to take a medical exam or answer a lot of health questions?
No medical exams, blood tests, or health questions are required to get and keep this coverage.
What coverage is provided by this insurance?
This insurance provides Accidental Death and Dismemberment benefits in the event of a death or loss of life, limb, sight, speech, or hearing as the result of a covered accident. Please refer to your Summary of Benefits, or once insured your Insurance Policy for specific details of terms and exclusions.
When does coverage begin?
Your effective date will be shown on your certificate/policy of insurance that you will receive within 15 days of our receipt of your activation form. Please note that your effective date may be delayed depending on the billing cycle of your financial institution. Please be sure to review your certificate/policy of insurance upon receipt to determine your effective date.
Are there any additional benefits?
You automatically receive the following benefits when you select added coverage:
Common Carrier - this benefit pays twice the elected benefit amount if your loss occurs due to a covered accident while you are in, entering, or exiting a common carrier.
Education Expense (not available in GA and PA) - if you suffer an accidental death, this benefit reimburses education expenses (up to the maximum shown in the Insurance Policy) for each dependent child who is enrolled as a full-time student in an institution of higher learning.
Home Alteration or Vehicle Modification (not available in CO, KS, MT, NH, NM, OH, WA) - If the Insured Person suffers a covered Loss due to Accidental Bodily Injury, this benefit will reimburse charges up to 2% of the Principal Sum or a maximum of $2,500 for modifications made to the Insured Person's primary residence to make accessible or habitable or to a Private Passenger Automobile to make accessible or driveable.
In-Hospital Benefits - this benefit pays $50 per day for each day of hospitalization that is the result of an accident, to a maximum of 365 days.

Please refer to your Summary of Benefits, or once insured, your Insurance Policy for specific details and availability in your state for additional benefits.
What exclusions apply?
Exclusions may vary based on your state of residence. Please review the Summary of Benefits for the exclusions in your state.
Who provides this insurance?
Federal Insurance Company, a Chubb company, is the underwriter.
What is a "Common Carrier"?
Common Carrier means any motorized land, water or air conveyance licensed for the transportation of passengers for hire and operated by an employee or an individual under contract. For example, commercial airlines, trains, buses, cabs, and ferries. Common Carrier does not include any conveyance used for recreational activities.
Who is covered under the Family Plan?
The Family Plan would provide coverage for yourself, your spouse and any eligible dependent children that you may have. Please refer to your Insurance Policy for more detailed information.
Is there an age cutoff?
There is no termination age. However, in most states, all coverage is reduced by 35% at age 70 and older. Please see the Summary of Benefits below for details.
Does this policy have a cash value?
No. There is no cash value for this insurance.
What if I have other insurance?
This insurance will pay all benefits due to a covered accident regardless of any other insurance that you may have.
Who can I name as my beneficiary?
Name anyone or as many beneficiaries as you would like.
Are on-the-job accidents covered?
Yes. Your coverage is effective 24 hours a day, anywhere in the world.
Who is Franklin Madison Group LLC? Who is MyOnlineInsurance?
Franklin Madison Group LLC is the Plan Administrator for this insurance coverage. www.MyOnlineInsurance.com is the members-access website service, sponsored and wholly owned by Franklin Madison Insurance Services LLC.
How will I be billed for my coverage?
There is no charge for the complimentary coverage. American Business Women's Association pays it in full for you. Additional coverage you select will be conveniently billed to the account provided at the time of enrollment.
What day does the premium come out of my account?
About the 5th day of your billing cycle due date.
How do I file a claim?
You can receive and complete our Insurance Claim Forms by calling our Claims Department at 1-800-252-2148. A representative would be glad to assist you in filing a claim.
How long does it take to process my claim?
For all benefits payable under the policy, the insurer will pay the Insured Person or beneficiary the applicable Benefit Amount within 60 days of receiving complete Proof of Loss.
Why do you need my hospital records to process a claim?
These records are required by the insurance company to verify that the primary cause of death/dismemberment was due to a covered accident because this is Accidental Death and Dismemberment insurance.
What if I can't get an accident report?
Enclose name or business card of the investigating officer with your claims forms. The insurance company can then get in contact with the police directly for additional information that may be required in adjudicating your claim.